Mortgage Capital Associates, A Quarter Century of Excellence
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Questions? Call Us at  
Questions? Call us at:800.974.4434
Questions? Call us at:800.974.4434








“No hassles for closing
of your loan, MCA can
eliminate your concerns.”


ABOUT US  OVERVIEW Hours of Operation
25 Years of Excellence in the Mortgage Industry Means Experience You Can Count On

In 1982, Jay Steren believed that a lender could offer affordable loans to its customers and still run a profitable business. He never understood the practice of charging large points or fees and therefore, was determined to provide the lowest possible interest rates and fees available to his mortgage customers.

With that philosophy in mind, he founded Mortgage Capital Associates (MCA). The mortgage professionals at MCA strive to build lasting business relationships based not only on offering you low rates, but on sound business practices. Today, 25 years later, our honesty, integrity and outstanding customer service have helped us achieve our status as one of the nation's top 200 lenders.

Providing You with Easy Access to Mortgage Services Nationwide

Fascinated by the potential of the World Wide Web, Mr. Steren saw to it that MCA was one of the first lenders to use the Internet as a way of marketing the firm. It made researching mortgage information - 24 hours a day - easier for customers like you. And, made it possible for us to reach out to you in the comfort of your own home no matter where you live. The Internet hastened our growth into becoming a successful nationwide lender.

When MCA began, there was one office that served only California residents. Now with 25 years of experience and billions of dollars in funded loans, we have established ourselves as a national direct lender. Doing business in 48 states (with licensing soon expected in New York and Rhode Island) makes it possible for us to assist you almost anywhere in the United States.

Experience that Translates Into Outstanding Customer Service

Our staff is comprised of experienced professionals knowledgeable in every facet of mortgage lending. Part of their rigorous training includes:
  • Understanding & appreciating the value of hands-on customer service from the moment you begin your loan process with one of them.
  • Learning the latest comparative analysis software so they may research various loan programs and help you select the best one to meet your needs.
  • Mastering loan fulfillment software designed to streamline the processing of your loan with the most liberal credit decisions possible. This ensures quick approvals and fast closings for you.
Your "Best Interest" is our Top Priority!

Contact MCA today to find out what makes us stand out from the competition! Reaching us is easy. Simply
  1. Call us at 800-974-4434 and speak with one of our mortgage consultants.
  2. Engage in real time chat with one of our mortgage consultants online.
  3. Complete our loan inquiry form if you already know what you want.
  4. Complete our online loan application and receive quick pre-approval!

MORTGAGE CAPITAL ASSOCIATES, INC (MCA)

Corporate Office
11150 West Olympic Blvd. Suite 1160
West Los Angeles, CA 90064
Tel: (800) 974-4434
Fax: (888) 477-9035


In the past four years, I have refinanced my home loan with MCA three times. I worked with three different loan officers, each one was friendly, helpful, easy to reach and responsive.

- C.P., San Diego, CA
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