Every year, the NAR provides a report on a survey they take regarding the “buying and selling” stats. What’s great about this survey is that most of the data is from the buyers’ (or sellers’) own experiences. We want to share the “home buyer” section of the report.
Kimberly Rotter is a mortgage, real estate and personal finance writer, businesswoman and mother in San Diego, CA. She holds a Bachelor’s degree in English, a Master’s degree in Business Administration, and a Graduate Certificate in Distance Education.
Kimberly Rotter's Latest Posts
Rate locks allow you to guarantee an exact interest level on your mortgage when you close on the home sale within a set period of time. The guarantee is “locked in” no matter what happens to rates on the open market. In this way, a homebuyer is able to budget the monthly mortgage payment with […]
When mortgage interest rates were at two or three percent, reasons to refinance were crystal clear. The cost savings for qualified borrowers were enormous. When interest rates are not at record-setting lows, the decision whether to refinance becomes a number-crunching exercise, subject to each homeowner’s unique circumstances. Refinancing can accomplish several goals. Get cash out […]
As the federal government chases after deadlines to fix the Affordable Care Act website and Congress breathes fumes of impatience and fury to hurry along the process, most of us have started to create to-do lists of our own. It is year’s end, after all. A pre-holiday financial to-do list is a top priority, or […]
Thanksgiving is in the tradition of harvest festivals with origins going back to pagan times. The New World’s first Thanksgiving celebration probably had nothing whatever to do with stern pilgrims in what was to become Massachusetts, but with brave hearts like John Smith, Christopher Newport and perhaps an Indian maiden named Pocahontas in Jamestown settlement, […]
Don’t let the bottom of the year fool you into thinking that nothing much can bloom, or that the season is over and done with. There are plenty of plants that thrive in fall and winter weather. All color does not wither and die, and in most of the lower 48 states the earth is […]