Why not consider a mortgage term reduction with a rate reduction to make the most of your refinance? Refinancing to a shorter term loan (such as converting from a 30-year fixed to a 15-year fixed) could potentially reduce the interest expenses you’ll pay over the life of the loan and allow you to pay off your home faster.

If you’re a homeowner with an adjustable-rate mortgage (ARM), you could lock into a fixed rate to stabilize your monthly payments. Some people may even decide to refinance out of their existing ARM and into a new ARM loan as a temporary solution for avoiding bigger payments.

There are lots of creative ways to refinance your home depending on your goals. Give us a call at 800-974-4434 and we’ll help you go through your options.

Why should you work with MCA?

Mortgage Capital Associates has been in the mortgage loan business since 1982 serving customers in 31 states and our mission has been to fulfill the home buyer’s dreams of ownership.

MCA has over 25 years of customer satisfaction and our integrity is reflected in our “A” rating with the Better Business Bureau.

Need expert advice on a new loan?

  • Call us at 800-974-4434 and speak with one of our experienced Mortgage Loan Consultants.
  • Engage in a Live Chat with one of our mortgage bankers online.
  • Complete our Free Quote form if you already know what you want.
  • Complete our Online Loan Application and receive quick pre-approval!

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