Who We Are and What We Offer

Your best interest is our top priority!

As a nationwide direct lender with 30+ years of mortgage lending experience, we offer you the most competitive rates and security you’re looking for in home loan lending. We have helped thousands of happy customers buy a new home or refinance over the last decade, earning us an A+ rating with the Better Business Bureau (BBB). Our Mortgage Loan Consultants are extremely knowledgeable and able to tailor a mortgage to meet the individual needs of our customers.  They use the latest comparative analysis software to research and compare a wide variety of loan programs and best option to meet your individual need and financial goals. Your best interest is our top priority!

  • Our Rates Are Reliably Low

  • Best Advice, More Than Just a Rate Quote

  • Guaranteed On-Time Closings

  • Superior and Friendly Service

Our Reputation and Customer Reviews

  • Jerry T. from Portland, OR
  • Victor P. from Debary, FL
  • I have financed about 3 to 4 properties with Mortgage capital Associates.   I started with my primary in 2003 and recently financed two more loans with Jennifer Cho as I am purchasing my 5th property. Jennifer is just an awesome loan officer.  She is the reason I come back to you guys.  Very helpful and mostly cater for the customer needs and strive to accomplish these needs rather than shuts down any requests.  Can’t find any complaints so the least I can do is show my appreciation to her and how much of a value she is to your company. Keep up the good work guys.

    Mark K. from Kent, WA.
  • As a real estate professional, I’ve now worked with Jennifer Cho of Mortgage Capital Associates a few times over the past several months.  Her level of professionalism, communication, and overall timeliness is outstanding.  I can’t stress how many lenders I’ve come across over the years that leave so much to be desired.  This company, and Jennifer, stand above the pack.  I highly recommend her team.

    Simone C. from Glendale, CA.
  • We were so lucky to have found Jennifer. We were first-time home buyers and not familiar with the lending process. Jennifer responded to our online inquiry on a Sunday and had been just incredible with explaining the lending process to us in detail throughout. In the beginning she wasn’t sure if she could work with us, but she still took the time to respond whenever we emailed her with questions. We did eventually get to work with her and she worked hard to get things lined up in a very timely manner. We went into the buying process thinking that everyone would try to take advantage of us. Some of the loan officers we talked to certainly made us feel that way. But Jennifer proved them wrong. Her integrity is second to none. We would work with her again in a heartbeat.

    Caline E. from Los Angeles, CA.
  • I was dealing with 3 different companies when i started the process of refinancing my home to remove Mortgage Insurance. MCA was by far the lowest provider not just in loan costs but also interest rate. Their service was also impeccable. Sidney Flores and her team were updating me constantly on the status of my refinance. At all hours not just your standard 9am to 6pm office hours. Really a great organization and you should definitely give them a call if you are looking for mortgage loans.

    Juan P. from Upland, CA.

Hours of Operation:

Mon – Fri: 8 AM – 5 PM (PST)
Sat: 8 AM – 11 AM (PST)
We are closed on National Holidays.


11150 W. Olympic Blvd. Suite 1160
Los Angeles, CA 90064

Contact Us:

(800) 974-4434

Email Us:


Sponsorships and Donations